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Market news: Tesla (TSLA.O) confirmed that it sent a memo to employees and filed a complaint against an external IG Metals union representative.The memo shows that Tesla (TSLA.O) stated that police have seized a union representatives computer as evidence.According to the memo, Tesla (TSLA.O) stated that representatives from the external union IG Metall attempted to record a working committee meeting held on Tuesday.Spotify (SPOT.N) shares surged 15.8% after first-quarter profit expectations were exceeded, on track for their biggest one-day gain since October 2019.The New York Fed reported that the default transfer rates for auto loans, credit card loans, and home equity lines of credit remained stable in the fourth quarter.